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Welcome to our new blog

13 Jan Welcome to our new blog

Posted at 07:49h in Latest News by wykefinancialco 0 Comments

Welcome to our new blog

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Wyke Financial Mortgage & Insurance

Studio 11, Corby Enterprise Centre, London Road, Corby, Northants, NN17 5EU | 01536 212211 | Director: Daniel Wyke

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Registered in England and Wales. Wyke Financial is a trading name of Wyke Financial Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Registered office address - Studio 11 Corby Enterprise Centre, London Road, Corby, Northamptonshire, England, NN17 5EU. Registration number - 09306107

‘For our mortgage advice services, we will charge a fee of between £199.00 and £699.00. The level of the fee will be determined by the complexity of the enquiry and the duration of research required to assess your needs and provide a suitable recommendation’. We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend. There is no charge for our initial appointment (inc everything upto the point of a mortgage in principle).

Once we are happy to proceed your case we will charge an administration fee on full mortgage application of £199. (If this is a remortgage case we will not charge if we are staying with the existing lender) Buy to Let mortgages we charge an additional fee on completion of £200 due to the additional works involved.

For Adverse Mortgage applications (for credit impaired clients) or further advances we will charge an additional fee of £500 on offer of the mortgage. These fees once paid are not refundable if you decide not to go ahead with the mortgage.

If you choose to proceed with our recommendation and the mortgage goes ahead, we will be paid commission from the lender for arranging the mortgage on your behalf. The amount of commission we receive varies from lender to lender. Information about the range of commissions available to us from the mortgage products we recommend is available on request. You will receive a personalised illustration when considering a particular mortgage. This will highlight the key facts about the mortgage product, including any fees relating to it and the amount of any commission due to us from the mortgage lender. If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.

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