Re-Mortgage

Re-mortgage

Rates have been turbulent in recent times. With the historic lows of the pandemic followed by Bank of England, bases rate rises in 2023 and high swap rates both led to an increase in fixed-rate lending. As such taking advice on a remortgage deal has never been more important.

The trap to not fall into is panicking and swapping with your existing lender before you chat to someone.

A mortgage review with Wyke financial costs nothing but your time. An initial consultation will ordinarily last between 30 minutes and can be conducted face to face, via phone, or via zoom/teams.

The purpose of this is to see what is right for you – change of bank? Additional borrowing? Debt consolidation?

In the past we have saved clients hundreds of pounds a month by changing rate or provider. If you find yourself questioning whether you need a review then it would be well worth a free no obligation consultation.

mortgages
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
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Tied in?

We can also look at further advances and porting mortgages with your current lender (lender dependent) the benefit being we handle the paperwork and guide you through the process.

If you currently have help to buy please see our help to buy remortgage section.